Businesses butting heads with neighbors can get help from legal expense insurance

Homeowners and renters sometimes run into issues with their neighbors that can escalate into legal disputes, but they’re not the only ones who might have to face these obstacles. Business owners can also face problems with their neighboring commercial entities that can turn into bigger legal conflicts.

Examples include blocked customer access to the insured’s business premises due to renovation work at an adjoining business, or allocated customer parking spaces for the insured business being used by the customers of a neighboring business, or noise (building work, music, etcetera) emanating from an adjoining business premises, deterring customers from wanting to stay in our insured’s business premises.

These types of obstacles posed by a nearby business can impact an insured’s operations, from seeing fewer walk-in customers, which in turn could reduce income, as well as it taking longer to get customers back in the door once normal service is resumed.

To help address these and many other legal problems that a business owner could face during the course of their operations, you may want to consider legal expense insurance (LEI). A good legal protection policy offers much more than simple insurance for this type of issue, and even extends beyond strictly legal matters to cover tax audits or an appeal against a Canada Revenue Agency decision.

In the case of neighborly disputes with other businesses, a lawyer could pursue a court order to prevent the cause of the issue from continuing. Other common business legal issues that LEI can address include problems with employees or ex-employees, breaches of health and safety regulations, criminal matters, licence issues, breach of contract disputes with suppliers and customers, account receivable issues, and tax audits.

If you have questions about whether or not LEI is right for you, contact one of the brokers or CSRs at one of DPM Insurance Group’s six locations. Click here to find the one that’s closest to you: https://dpmins.com/locations/

Source: Alicja Grzadkowska, for insurancebusinessmag.com

Blenheim Office

24 Marlborough St. N., Box 479
Blenheim, ON N0P1A0

Phone: 519-676-8159
Fax: 519-676-0020

Chatham Office

250 St. Clair St.
Chatham, ON N7L 3J9

Phone: 519-352-4343
Toll Free: 1-800-561-4949
Fax: 519-352-6484

Essex Office

29 Talbot St. N, Box 69
Essex, ON N8M 2Y1

Phone: 519-776-6457
Fax: 519-776-7400

Harrow Office

65 King St. W., Box 790
Harrow, ON N0R 1G0

Phone: 519-738-2277
Fax: 519-738-2279

Tilbury Office

59 Mill St. E, Box 1239
Tilbury, ON N0P 2L0

Phone: 519-682-0202
Fax: 519-682-2391

Wallaceburg Office

403 Wellington St.
Wallaceburg, ON N8A 2Y2

Phone: 519-627-1777