< Back to Blog


With the winter season hitting us very early this year, now seems a good time to remind our friends that while many Canadian drivers are guilty of not fully scraping their windows or clearing their cars of snow before taking to the road, that bad habit could cost you.


Very few drivers can say they’ve never leaned over their steering wheel and peered through the small section of clear windshield, too impatient to wait for the defroster to complete its job. An extra few minutes is all it takes. Not only will you be safer in general, it just might save you several hundred dollars.


If an officer catches you driving with an obstructed windshield, you can be ticketed with a fine $85 plus a $25 surcharge. The same goes for your licence plate and side view mirrors.

That ticket will also impact your insurance premiums.

And while you can “technically” get away with not brushing all the snow off the top of your car, if snow or ice from your vehicle flies off and hits somebody’s windshield, causing an accident, there will be repercussions. You may not get charged, but you could be listed as indirectly responsible and insurance companies will consider that when determining fault.


Protect yourself, protect your family, protect your devices.

Learn More

DPM Driver’s Ed Scholarship

DPM Driver’s Ed Scholarship. Your security, our responsibility.

Learn More

Blenheim Office

24 Marlborough St. N., Box 479
Blenheim, ON N0P1A0

Phone: 519-676-8159
Fax: 519-676-0020

Chatham Office

250 St. Clair St.
Chatham, ON N7L 3J9

Phone: 519-352-4343
Toll Free: 1-800-561-4949
Fax: 519-352-6484

Essex Office

29 Talbot St. N, Box 69
Essex, ON N8M 2Y1

Phone: 519-776-6457
Fax: 519-776-7400

Harrow Office

65 King St. W., Box 790
Harrow, ON N0R 1G0

Phone: 519-738-2277
Fax: 519-738-2279

Tilbury Office

59 Mill St. E, Box 1239
Tilbury, ON N0P 2L0

Phone: 519-682-0202
Fax: 519-682-2391

Wallaceburg Office

403 Wellington St.
Wallaceburg, ON N8A 2Y2

Phone: 519-627-1777

DPM Insurance is a BrokerLink company. The BrokerLink companies are subsidiaries of Intact Financial Corporation (TSX: IFC)