Commercial Insurance for Small Business
In addition to over- or under-insuring, sometimes business owners make other critical mistakes that cause them to overpay for commercial insurance policies. At DPM Insurance Group, our brokers and CSRs will help identify opportunities to help you get the best coverage at the most reasonable rates.
For starters, you don’t have to purchase all of your insurance (personal and commercial) through one insurance provider unless there’s a logical reason for doing so, like a package discount on your premiums. Our team will comparison shop and do the leg work to determine the best mix to fit your particular needs.
Once your policy comes up for renewal, there’s a chance your rates could increase. There’s nothing wrong with reaching out to see if we can negotiate a lower rate for you. Remember, you chose DPM Insurance Group to be your expert, so don’t be shy about asking questions. If there’s anything you don’t understand about a proposed policy, keep asking for clarification until you’re comfortable with the terms.
The hunt for commercial insurance is an anxious journey, but it gives you peace of mind in the long run by managing your company’s risk. Nowhere is the adage “better safe than sorry” more applicable than in the world of commercial insurance, so take the time to research the best options for protecting your small business.