Getting Your Car Ready for Winter
November is here, and if you haven’t already, now is the time to ensure your car, truck, or SUV is in good condition and ready to tackle the frigid temperatures and icy roads headed this way. Improving the safety and dependability of your vehicle will help keep you and your family safe, and possibly lessen the chance of getting into a collision, which in turn, may affect your car insurance.
Here are some ways to winterize your vehicle:
- Get your vehicle inspected by a professional mechanic. Take your vehicle in for a winter tune-up and ask your mechanic to look it over to make sure that all systems are functioning and in good condition. Summer driving can lead to wear and tear on your car, so address small problems that may exist by having them fixed now to help avoid the possibility of a breakdown.
- Pack an emergency kit. Every vehicle should have a winter emergency kit in the trunk. Your kit should include first-aid supplies, a warm blanket, a few non-perishable food items, as well as a flashlight and batteries, a folding shovel, and sand or cat litter for traction.
- Keep a quality ice scraper and brush in the trunk. It’s wise to clear snow and ice off your vehicle before you drive so you can see where you’re going. You must have an unobstructed view all around your car.
- Change your wiper blades. As a general rule, you should replace worn wiper blades every six months. It’s also smart to fill your windshield washer reservoir with fluid designed for freezing temperatures.
- Ensure that your windshield is free of chips and cracks. Temperature changes can cause a small chip or crack in your windshield to become a large one as the glass expands and contracts. If you’ve got a chip in your windshield, get it fixed.
- Check your tire pressure regularly. When seasons change, we can expect a considerable swing in the temperature, which can have a direct impact on your tire pressure levels. Check your tire pressureat least once a month to ensure they’re properly inflated.
- Get winter tires. The recommended time to install winter tires on your vehicle is when the temperature falls below seven degrees Celsius. Some insurance providers require you to have them installed from November to April. Winter tires provide your car with more traction and handle freezing temperatures better than all-season or summer tires. Moreover, many insurance companies will give you a modest discount for having winter tires on your vehicle during the cold months.
Check your auto insurance
Like your car, your car insurance policy needs regular maintenance as well. Compare car insurance quotes annually to make sure your premium is affordable and your coverage is adequate.