Is your golf cart properly insured?
If you own a golf cart, you should consider reviewing your homeowner’s policy to ensure you have the protection you require given how and where you use it.
If you’re driving a golf cart you own somewhere other than your private property, you might not have any coverage for that unless you specifically bought insurance for the golf cart.
In Ontario, off-road vehicles are generally required to have liability insurance, but not all motorized vehicles are considered off-road. Several types of vehicles – including golf carts and self-propelled farming vehicles – are exempt from the Off-Road Vehicles Act.
These vehicles don’t require any insurance if they are being used on your own property. But, while there is no obligation on a golf cart owner to have insurance, the golf cart could still cause an accident, get named in a lawsuit and yet have no liability coverage.
At DPM Insurance Group, our brokers and CSRs will work with you to find the policy that best suits your particular needs.