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Make your home more secure

If you’re a history buff, then you’ll know medieval folks knew a thing or two about how to defend their castles. But, battlements, archer towers, armed sentries or moats and drawbridges don’t fit into the aesthetics of most modern subdivisions.

But that doesn’t mean you can’t take some rather simple but effective steps to fortify your own home against intruders and thieves. They may not be as cool as a catapult or flaming arrows, but they should make a difference, and help you avoid having to file an insurance claim for theft.

Lock your doors. Sure, it sounds simplistic, but locking your doors, even when you’re at home, is a good habit to develop. It significantly lowers the odds of finding an unwanted guest standing in your living room when you come in from the back yard or up from the basement. And as it becomes more of a routine habit, you’ll be less likely to forget to do so when leaving the house or heading to bed.

Do some landscaping. There was good reason tree cover was cleared far back from castle walls – it gave attackers fewer places to hide. Fast forward 600 years and the principle is still a sound one. Large shrubs and certain trees growing too close to your home’s windows and doors provide the perfect place for thieves to check out your home or break in through a window without being seen from passersby.

Avoid providing temptation and keep your valuables out of sight. You may not have chests of gold to be stored in a treasure vault, but thieves who can spot easily stolen electronics or other high-priced items as an invitation to make you a victim. Walk the perimeter of your home and consider how many valuable items you can see just casually looking through the widows.

While you may not want to go through the hassle of re-arranging your place to keep a big-screen TV or similar items out of sight, you might want to think about closing blinds or curtains when you leave the house to avoid providing temptation for thieves.

If you’re home looks lived in, and it appears as though someone is home, even when there’s not, can make a big difference to would-be thieves.

If you’re headed out of town, you can set timers on your lights to give the appearance that someone is inside. Get someone to pick up your mail or newspapers. In the winter, have someone shovel the driveway and sidewalk. That last one also has the added advantage of reducing your chances of a liability claim should someone slip and fall on your property.

Lastly, consider installing a home security system, which not only decreases the odds of someone breaking in, but may qualify you for a rate reduction on your premium. Do some research into the options available and decide on a system that best suits your needs.

Of course, there are plenty of other steps you can take, but these first few will go a long way toward decreasing your chances of being the victim of a break-in and theft.

Few things can guarantee 100% that your home won’t be targeted by thieves, so be sure your home insurance policy is adequate to cover your valuables and any subsequent damages that may occur during a break-in. If you want to review your current policy, or need your own home insurance for the first time, the brokers and CSRs at DPM Insurance Group are available to help.

Click here for details on how to contact the office most convenient for you: https://dpmins.com/locations/

 

Source: Economical Insurance

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