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Snowmobile Insurance: Don’t assume, make sure

If you’re a snowmobiling enthusiast and live in Southwestern Ontario, then you know the sad truth is, as many winters as not, you’re likely going to have to load up your sled on a trailer and head North to put in any serious snow time.

What you may not know is that if something happens to your machine on the way to your snowy destination, it probably won’t be covered if you don’t have a snowmobile policy with collision coverage.

There’s a common misconception among a lot of snowmobilers that their machine is protected in transit by the insurance policy of the vehicle doing the towing. But that’s not so. Even with collision and comprehensive coverage on the trailer itself, that only covers damage to the trailer, not the contents. Your only hope would be for the damage to have been caused by another vehicle being “at fault” and colliding with the vehicle/trailer transporting your sled.

So, when you consider the weather you’re seeking out to go snowmobiling in are the same conditions that might put a truck and trailer in the ditch, consider minimizing your losses and carry the extra coverage.

If you have additional questions about snowmobile insurance, call one of DPM Insurance Group’s six offices and our brokers and support staff will be happy to answer them. At DPM, your security is our responsibility.


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Blenheim Office

24 Marlborough St. N., Box 479
Blenheim, ON N0P1A0

Phone: 519-676-8159
Fax: 519-676-0020

Chatham Office

250 St. Clair St.
Chatham, ON N7L 3J9

Phone: 519-352-4343
Toll Free: 1-800-561-4949
Fax: 519-352-6484

Essex Office

29 Talbot St. N, Box 69
Essex, ON N8M 2Y1

Phone: 519-776-6457
Fax: 519-776-7400

Harrow Office

65 King St. W., Box 790
Harrow, ON N0R 1G0

Phone: 519-738-2277
Fax: 519-738-2279

Tilbury Office

59 Mill St. E, Box 1239
Tilbury, ON N0P 2L0

Phone: 519-682-0202
Fax: 519-682-2391

Wallaceburg Office

403 Wellington St.
Wallaceburg, ON N8A 2Y2

Phone: 519-627-1777

DPM Insurance is a BrokerLink company. The BrokerLink companies are subsidiaries of Intact Financial Corporation (TSX: IFC)