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Why it’s worth it to get an auto insurance review at renewal time

When you get your auto insurance renewal notice, do you just check that the amount is about the same as last year’s and then renew it? If that’s the case, you’re not alone. Many of us do exactly that because it’s simple. Likely you spent a lot of time up front to find the best insurance plan, and the thought of doing this all over again holds little appeal. But here are four reasons why it might pay (quite literally) to review your policy before you renew it.

You may not have the right coverage anymore.

You may have too much coverage, or worse, too little. Driving needs can change. If your commute has gotten longer, your policy should reflect that. Or if you’re driving less, you might be paying too much for insurance.

You could be leaving money on the table.

There are all kinds of ways to save on auto insurance if you know where to look.

Bundling discountsConsider having all your vehicles, your home, and even life insurance with one provider to get maximum discounts. Just about every provider will offer this.

Winter tires. Seasonal tires help you navigate icy Canadian roads more easily, so many insurance companies will give you a discount for having them.2

Safe driving rewards. Are you a good driver? Get rewarded for that! Many company’s offer usage-based insurance programs that monitor driving habits and rewards you with insurance discounts for safe driving.

You may not be getting the best value around.

While it’s natural to look at the bottom line for your auto insurance cost, remember to factor in all the perks and discounts you could be getting. That will show you the true value of your auto insurance.

Policy reviews are easy – especially when someone else does them.

Making sure you’re getting all of the above can feel overwhelming. The good news is that DPM Insurance Group’s team of brokers and CSRs will evaluate your current policy for free, even if it’s with another provider.

So what do you have to lose? Let DPM Insurance Group do the heavy lifting for you and you just may find out how you can be getting way more out of your auto insurance.


Source: CAA


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