Working with an Insurance Broker
Having to make big financial decisions can be an anxiety trigger for some people, which should come as no surprise. Those types of decisions often come with long-term ramifications, and mistakes can be costly. Insurance falls into the same category. There are so many kinds of policies, companies to choose from, and questions about what will and won’t be covered by a specific policy.
That’s why, just like working with a financial advisor for your investments, working with an insurance Broker/CSR makes a lot of sense. Insurance is what they do every day, and their expertise can save you time, money and regrets down the road.
Brokers differ from insurance company agents in a very important way – they sell policies from a wide array of insurance companies and can shop among them for one that best suits your individual needs.
At DPM Insurance Group, our goal is to work closely with you as a personal advisor, taking the time to listen and understand your specific needs. We work for you and your family, not the companies whose products we represent.
Consider these benefits of working with a DPM Insurance Group Broker/CSR:
Competitive Pricing: At DPM Insurance Group, we’re under no obligation to sell any specific insurance company’s products. We broaden your options by quoting multiple companies, allowing you to have the option of basing your decision not only on price, but levels of coverage, the amount of deductible and covered risks that best fit your needs. We also have the expertise to walk you through and explain your policy in detail to make sure you’re comfortable you’ve made the best decision.
At DPM Insurance Group, our Brokers/CSRs can quickly search for a different company if your premium increases through no fault of your own, to ensure you are getting the best value and the best protection for your hard-earned money.
Coverage That Fits You: DPM Insurance Group offers policies for your home, auto, farm, recreational vehicles as well as your business, and commercial assets, a literal one-stop destination for all of your coverage needs. Your DPM Insurance Group Broker/CSR can address your specific needs by connecting you with the best insurance for each of your identified risks. The best mix of insurance for you could involve products from different companies in our portfolio, and we’ll help you identify the most effective plan.
Our staff can call on years of experience dealing with situations and challenges just like yours – which you can rely on to protect your family, save money and put your mind at ease.
Industry Expertise: A key component of a Broker/CSR’s expertise is their knowledge of the insurance industry. It isn’t your job to be an insurance expert, and putting this burden on yourself could cause a significant amount of stress. Our staff works with a variety of products and services, and with clients from diverse backgrounds with their own unique needs.
Our staff has been studying insurance for years. You need an advisor who listens carefully and asks the right questions so you can make intelligent choices.
Ease of Access: Do you own a house, car or business? Do you have a wedding coming up, or recently received expensive jewelry? Your DPM Insurance Group Broker/CSR can provide you with a variety of different products in just one stop. At DPM, it only takes one visit or phone call to assess and cover all your insurance needs.
If the unexpected does happen and you need to file a claim, our staff will work directly with the insurance companies to make sure your claim is processed in a timely manner. Claim processes can be stressful, confusing and time-consuming – and having a professional to answer your questions at your disposal will make the task easier. We will be your advocate throughout your insurance experience, from first purchase through renewals and should you ever have to make a claim.
Local Insight: Challenges are different in every community and the insurance requirements differ. It may be tempting to quote directly with big insurance companies – but the truth is they will never know the special conditions in our area, and what major risks need to be addressed. Your local DPM Insurance Group Broker/CSR knows the challenges and risks in our community, and will help you set up the protection you need.
Are you interested in working with an insurance broker? Contact one of the six DPM Insurance Group offices across Windsor-Essex and Chatham-Kent to review your insurance needs. Just click here to find the office closest to you: https://dpmins.com/locations/
Source: Web Insurance